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For many Australians, a mortgage is the biggest financial commitment they’ll ever make. It’s also a commitment that doesn’t go away if something unexpected happens. That’s why having the right life insurance  in place is one of the most important steps you can take to protect your family and safeguard the home you’ve worked so hard for. At Covermate Life, we regularly speak with clients who assume that because they’re healthy, young, or financially comfortable, they don’t nee

Many Australians have some form of insurance automatically included in their superannuation fund. This is often referred to as default insurance . It’s convenient and generally cost-effective, but it’s not always clear whether the default level of cover is suitable for your situation. This article explains how default super insurance works, the typical benefits and limitations, and why reviewing it regularly can be important. This is general information only  and should not b

The new reality of life insurance pricing in Australia (2025) For decades, Australians were told a simple rule: Choose level premiums if you want to save money long-term.Choose stepped premiums if you need a cheaper option upfront. But in recent years, that rule has been turned upside down. Level premiums — once seen as the “sensible long-term investment” — are now behaving unpredictably, with many policyholders experiencing multiple large increases , sometimes 30%–60% in a s

A Life Insurance Guide by Covermate Life The Season of Reflection and Protection As the year winds down, Australians everywhere are shifting gears — wrapping up work, decorating the tree, and spending quality time with loved ones. The holiday season is more than just a time for giving; it’s a time for reflection. It’s when we think about what — and who — truly matters most. And that’s exactly why this time of year is perfect for reviewing or taking out life insurance . At Cov