Life Insurance Broker Australia

Covermate Life helps Australians compare life insurance and income protection through a panel of participating insurers. We provide general advice and application support for individuals, families and business owners.

Compare cover across Australia

An insurer's eligibility rules can depend on residency, occupation, health and other application information. Tell the insurer about your actual circumstances, including work or travel overseas. Available products, premiums and terms vary; an enquiry or quote is not confirmation of cover.

Understand the benefits before applying

Life cover generally pays on death, while terminal illness benefits depend on the contract. TPD requires the relevant total and permanent disability definition to be met. Trauma covers specified conditions meeting the medical definitions. Income protection may replace part of eligible income during a qualifying inability to work.

Read about the different insurance products

Check existing super and employer benefits

Before comparing additional cover, gather your existing policy schedules. Insurance through super, employer benefits and retail policies can have different definitions, eligibility rules and cancellation conditions. Ask how other payments could affect income protection benefits.

What our broker service includes

We explain products available through our insurer panel, help request quotes and support applications. Our comparison does not include every policy in the market. Ask how we are paid and read the Financial Services Guide. Broker and direct products are not necessarily identical in price or benefits.

Request life insurance quotes

Request a comparison from Covermate Life

Compare the ongoing cost, definitions, exclusions and policy expiry. Keep existing insurance until any replacement is accepted in writing and you understand the changes. Savings and acceptance are not guaranteed.

General advice only. We do not consider your objectives, financial situation or needs. Read the relevant Product Disclosure Statement, policy schedule and Target Market Determination where applicable before deciding.