At Covermate Life, we understand that choosing the right life insurance policy can feel overwhelming. With so many providers, products, and fine print to compare, it’s easy to miss important details. That’s where working with a life insurance broker in Australia can make all the difference.

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We provide general advice to help you understand your options and compare policies across leading insurers. Our goal is to help you make a more informed decision about your life cover.

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Why Use a Life Insurance Broker in Australia?

When you buy life insurance directly from one insurer, you only see their products. As a broker, Covermate Life can access a wider range of insurers, giving you more choice and flexibility.

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Benefits of using a life insurance broker:

• Compare multiple insurers – not just one.

• Guidance on cover types – life cover, TPD, trauma, and income protection.

• Support with applications – help navigating forms and medical requirements.

• Advocacy at claim time – someone on your side if you need to make a claim.

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Types of Life Insurance We Can Help You Compare

• Life Cover – A lump sum for your loved ones if you pass away or are diagnosed with a terminal illness.

• Total and Permanent Disability (TPD) Insurance – Pays a lump sum if you become permanently disabled and unable to work.

• Trauma Cover (Critical Illness Insurance) – Provides financial support after a serious medical event such as cancer, heart attack, or stroke.

• Income Protection Insurance – Replaces part of your income if illness or injury keeps you from working.

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Frequently Asked Questions

Is Covermate Life’s advice personal or general?
We provide general advice only, which means we don’t take into account your personal objectives, financial situation, or needs. You should consider whether the advice is appropriate for you before making a decision.

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Does it cost more to use a broker?
No – the cost of premiums is usually the same. Insurers pay brokers commissions, so you get the benefit of advice and comparison without extra fees.

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Why should I use a broker instead of going direct?
A broker can help you compare multiple insurers, explain cover types, and guide you through claims – benefits you don’t get when buying direct.

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General Advice Disclaimer

The information provided on this page is general advice only. It has been prepared without taking into account your individual objectives, financial situation, or needs. Before acting on this advice, you should consider whether it is appropriate for your personal circumstances and read the relevant Product Disclosure Statement (PDS).