About Covermate Life – General Life Insurance Broker Australia
At Covermate Life, we’re not tied to one insurer. Instead, we are a general life insurance broker, giving you access to policies from multiple providers including AIA, MLC, MetLife, TAL, Zurich, OnePath and ClearView.
Our role is simple: to provide you with general advice and a range of options so you can make an informed decision about protecting yourself, your family, or your business. We don’t push a single insurer’s product – we compare the market for you.
Who We Are
Covermate Life was founded with one goal: to make life insurance easier to understand and access. We know many Australians are unsure where to start when it comes to cover. By working as a broker, we take the confusion out of the process, helping you review insurers side-by-side.
Our clients include individuals, families, professionals, and small businesses who want peace of mind knowing their financial future is protected.
What Makes Us Different
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General Advice Only – We provide product information and comparisons without considering your personal objectives, financial situation, or needs. This helps you make an informed choice with the flexibility to select what works best for you.
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Multiple Insurer Options – By partnering with leading insurers such as AIA, MLC, MetLife, TAL, Zurich, OnePath and ClearView, you aren’t limited to one provider.
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Simple and Transparent – No jargon. No pressure. Just clear explanations of what each product does.
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Broker Advantage – We act for you, not the insurer.
Products We Provide General Advice On
As a life insurance broker, we can help you review a wide range of cover types, including:
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Business Expense Insurance
View all our insurance products
Frequently Asked Questions
Are you a financial adviser or a broker?
We are a general life insurance broker. This means we provide general advice only and do not take your personal situation into account. We present the options available so you can decide what’s right for you.
Why use a broker instead of going directly to an insurer?
By using a broker, you gain access to multiple insurers at once, saving time and often finding more suitable cover than if you approached a single insurer directly.
Do brokers charge extra fees?
Typically, no. Brokers are paid a commission by insurers, meaning you usually pay the same premium whether you go direct or through us.
What’s the difference between general advice and personal advice?
General advice explains product features and options without tailoring recommendations to your specific financial situation. Personal advice, provided by licensed financial advisers, is customised to your circumstances.
Can you help businesses as well as individuals?
Yes. We provide general advice on business-focused products such as Key Person Insurance, Buy-Sell Insurance, and Business Expense Insurance.
Our Promise
At Covermate Life, we believe in choice, clarity, and transparency. Our job is to help you compare policies, understand the options, and choose the protection that makes sense for you.
General Advice Disclaimer
The information provided by Covermate Life is of a general advice nature only and does not take into account your personal objectives, financial situation or needs. You should consider whether the products are appropriate for you and read the relevant Product Disclosure Statement (PDS) before making a decision.