Covermate Life – Insurance Broker Australia
At Covermate Life, we are more than just a life insurance provider — we are an independent insurance broker. That means we’re not tied to a single insurer. Instead, we work with a panel of leading Australian life insurance companies to give you choice, flexibility, and confidence when selecting your cover.
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Why Choose an Insurance Broker Instead of Going Direct?
When you buy insurance directly from one company, you only see their products, prices, and policy terms. This can limit your options and make it harder to know if you’re getting the best cover.
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As a broker, Covermate Life can:
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Compare policies across multiple insurers.
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Explain the differences in cover types and definitions.
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Help you find value for money and more suitable protection.
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Guide you through applications and medical requirements.
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Provide support at claim time.
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The benefit is simple: we have more than one insurer, so you have more choice.
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Insurers We Work With
We partner with some of the most trusted life insurers in Australia, including:
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By comparing policies from these providers, we can highlight the differences in pricing, benefits, exclusions, and definitions — giving you a clearer picture before you decide.
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Types of Insurance We Compare
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Life Insurance – Lump sum for your family if you pass away or are diagnosed with a terminal illness.
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TPD (Total and Permanent Disability) Insurance – Pays out if you can’t return to work due to permanent disability.
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Trauma Insurance – A lump sum to help with recovery from a critical illness such as cancer, heart attack, or stroke.
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Income Protection Insurance – Ongoing payments to replace your salary if you can’t work due to illness or injury.
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Frequently Asked Questions
Does Covermate Life only work with one insurer?
No – we are an insurance broker with access to multiple insurers, including AIA, MLC, MetLife, TAL, Zurich, OnePath, and ClearView.
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Does using a broker cost more?
No – premiums are usually the same whether you go through a broker or direct. Brokers are paid commissions by insurers.
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Why is choice important when buying life insurance?
Every insurer has different policy terms, definitions, and pricing. A broker helps you compare side-by-side to find cover that better suits your needs.
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General Advice Disclaimer
The information provided on this page is general advice only and does not take into account your objectives, financial situation, or needs. Before acting on this advice, you should consider whether it is appropriate for you and read the relevant Product Disclosure Statement (PDS).