Zurich Life Insurance – Covermate Life, Life Insurance Broker
At Covermate Life, we are a general life insurance broker in Australia. This means we don’t represent a single insurer — instead, we compare multiple providers, including Zurich, AIA, TAL, MLC, OnePath, and MetLife, to help you find the most suitable cover for your needs.
Through our life insurance broker services, we provide general advice only, helping you understand your options and choose the right protection for your family, your income, and your business.
Zurich Life Insurance Products
As a life insurance broker, we help you access and compare Zurich’s life insurance products, including:
Death Cover
Death Cover provides a lump sum or instalments to support your loved ones financially if you pass away or are diagnosed with a terminal illness. A broker like Covermate Life can help you compare Zurich’s Death Cover with other insurers to find the best value.
Total and Permanent Disability (TPD) Cover
TPD Cover helps manage long-term financial obligations if you suffer a total and permanent disability. Partial payments may also be available for earlier stages of disablement or less severe conditions.
Our role as a life insurance broker is to explain the differences between Zurich’s TPD policies and other providers, so you can make an informed choice.
Trauma Cover
Trauma Cover pays a lump sum if you are diagnosed with a serious medical condition, such as cancer, heart attack, or stroke. Covermate Life can compare Zurich’s Trauma Cover with other insurers to ensure you get the right protection for your situation.
Income Protection
Income Protection Insurance provides a monthly benefit if you are unable to work due to sickness or injury. As a life insurance broker, Covermate Life helps you find policies that match your income replacement needs and waiting periods.
Learn more about Income Protection
Business Expenses Cover
Business Expenses Insurance reimburses eligible business expenses or key person replacement costs if you are disabled for longer than the selected waiting period.
Through our broker services, we can explain how Zurich’s policies compare with other providers, so you can protect your business effectively.
Learn more about Business Expenses Cover
Zurich’s Evolve Program: Whole Health Approach
Zurich’s Evolve program is designed to support your overall wellbeing through three stages: Maintain, Sustain, and Regain. The LiveWell app encourages healthy habits, and the Wellbeing Hub offers resources, tools, and guides.
As a life insurance broker, we help you understand how programs like Zurich’s Evolve can complement your insurance coverage and support your recovery.
Frequently Asked Questions
1. What is a life insurance broker and why use one?
A life insurance broker like Covermate Life provides general advice, compares multiple insurers, and explains policy options without representing any single company. This helps you choose the best cover for your needs.
2. How does Zurich’s coverage compare to other insurers?
As a broker, we compare Zurich’s policies with those of AIA, TAL, MLC, OnePath, and MetLife to ensure you get comprehensive protection at the best value.
3. Can I combine Zurich’s policies with other insurers?
Yes. Covermate Life can help you structure multiple policies from different insurers to ensure you have the right protection for your family, income, and business.
4. Do I get personal financial advice from a broker?
Covermate Life provides general advice only, meaning we explain products and options, but we do not tailor recommendations to your individual financial situation.
5. Are Zurich policies tax-deductible?
Some policies, such as business-related covers, may be tax-deductible. You should confirm with your accountant.
General Advice Disclaimer
The information on this page is general advice only and does not take into account your personal financial situation or needs. You should consider whether the products are suitable for you and review the relevant Product Disclosure Statements (PDS) before making any decisions.