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What Is Income Protection Insurance and How Does It Work?
When life takes an unexpected turn — through illness or injury — your ability to earn an income can disappear overnight. That’s where income protection insurance comes in. At Covermate Life , we believe your income is your most valuable asset, and protecting it should be a key part of your financial wellbeing strategy. What Is Income Protection Insurance? Income protection insurance replaces a portion of your income if you’re unable to work due to illness or injury. It provi
Covermate Life
Oct 21, 20253 min read


Have You Heard From Your Life Insurance Adviser Lately?
Understand Your Cover, Stay Protected with Confidence When was the last time your life insurance adviser checked in with you?For many Australians, it’s been years since their life insurance was last reviewed — and in that time, life has often changed dramatically. At Covermate Life , we believe understanding your cover shouldn’t be complicated. Even if your previous adviser is no longer in touch, we can help you take over your existing policy and explain exactly what cover y
Covermate Life
Oct 20, 20252 min read


Genetic Tests, Family History and Life Insurance in Australia: What You Need to Know
General advice only – this article does not take into account your personal circumstances. For advice tailored to you, please speak with...
Covermate Life
Oct 10, 20253 min read


Life Insurance for Smokers in Australia: What You Need to Know
Why Smoker Life Insurance Costs More Australian insurers classify smoking as a major health risk. Smoking remains one of the leading...
Covermate Life
Oct 4, 20253 min read


What Happens If You Die Without Life Insurance in Australia?
Life insurance provides financial protection for your family when you’re no longer here. But what happens if you die without it? For many...
Covermate Life
Sep 30, 20252 min read


Does Life Insurance Cover Pre-Existing Conditions?
When applying for life insurance, one of the first questions many Australians ask is: “Will I be covered if I already have a medical...
Covermate Life
Sep 29, 20252 min read


Top 10 Myths About Group Insurance
Group insurance is one of the most effective ways to provide financial security and peace of mind for employees. Yet, despite its...
Covermate Life
Sep 25, 20253 min read


How to Review Your Group Insurance Policy in 5 Simple Steps
Group insurance is one of the most valuable benefits a business can provide for its employees. But like any financial product, a group...
Covermate Life
Sep 25, 20253 min read


How to Structure Group Insurance for Maximum Employee Benefit
Group insurance is a valuable tool for businesses to provide financial protection for their employees. But simply having a policy isn’t...
Covermate Life
Sep 25, 20252 min read


How Group Life Insurance Works: A Complete Guide
Group life insurance is an important benefit that businesses can offer their employees. It provides financial protection for staff and...
Covermate Life
Sep 25, 20253 min read


How to Reduce Group Insurance Premiums Without Cutting Cover
Providing group insurance for employees is an important way to protect both your staff and your business. However, for many companies,...
Covermate Life
Sep 25, 20252 min read


How to Choose the Right Group Insurance for Your Employees
Providing group insurance is one of the most effective ways for businesses to support their employees’ financial security. From life...
Covermate Life
Sep 24, 20253 min read


Top Questions About Group Insurance for Staff
For many businesses, offering group insurance is one of the most practical and cost-effective ways to support employees. Whether it’s...
Covermate Life
Sep 24, 20252 min read


Group Insurance for Staff – Are You Paying Too Much for Cover?
When it comes to looking after your employees, group insurance is one of the most effective ways to provide financial protection and...
Covermate Life
Sep 24, 20253 min read


Buy-Sell Insurance vs Key Person Insurance: Which Does Your Business Need?
When it comes to protecting your business, there are a lot of insurance options. Two of the most important for business owners are...
Covermate Life
Sep 21, 20254 min read


Do I Need Life Insurance for a Mortgage? | Covermate Life
Buying a home is one of the biggest financial commitments most Australians will ever make. With property prices rising and mortgages...
Covermate Life
Sep 18, 20252 min read


Reviewing Your Insurance Inside Super: What You Need to Know About TPD | Covermate Life
Many Australians hold life insurance and Total and Permanent Disability (TPD) cover through their superannuation fund. It’s convenient –...
Covermate Life
Sep 18, 20253 min read


Do I Really Need Life Insurance? | Covermate Life
insurance is something most Australians have heard of, but many are unsure whether they truly need it. With busy lives, financial...
Covermate Life
Sep 18, 20253 min read


Best Life Insurance in Australia 2025 | Covermate Life
Choosing the best life insurance in Australia isn’t about one brand being right for everyone. The best policy for you depends on your...
Covermate Life
Sep 15, 20253 min read


How to Reduce Life Insurance Costs Without Cutting Your Cover | Covermate Life
For many Australians, life insurance is one of the most important protections you can have — but it can also feel expensive, especially...
Covermate Life
Sep 11, 20252 min read
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